General surgeons conduct a wide range of procedures, each of which is crucial for the diagnosis and treatment of varied health conditions. However, most Indians fail to distinguish the role of a general surgeon from that of others. With that in mind, here is a distinct look at general surgeons and the surgeries that they conduct.
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Who are general surgeons?
General surgeons are responsible for conducting a range of surgical procedures, either for treatment of conditions or for diagnostic purposes. They can assist specialists in other forms of surgeries as well.
A health card assists with affordable general surgeries, which may otherwise be too expensive for one to undergo. General surgery costs tend to differ significantly based on the kind of procedure and the city it is being conducted in. These cards can thus be of the much-needed assistance during financial shortfalls.
Types of general surgery
Here is the division of some of the common general surgeries, along with a breakdown of the costs involved –
Appendectomy is a surgery to remove the appendix from an individual’s body. Generally, one needs to undergo this procedure when there is a significant inflammation of the appendix coupled with immense pain and discomfort. In India, the cost of appendectomy largely depends on the location where you undergo the same.
The average price can range between Rs.25,000 and Rs.85,000. As the surgery along with post-surgical care can amount to a sizeable cost, you can avail funding assistance with a health card from financial institutions like Bajaj Finserv.
A biopsy is an invasive diagnostic procedure, which extracts tissues from an affected organ or region of one’s body for cancer screening. One can undergo various types of biopsies in India, based the region suspected to be afflicted by cancer. From lungs to kidneys and more, biopsies are one of the most common forms of general surgeries in India.
Biopsy tests can cost anywhere from Rs.10,000 to Rs.60,000 depending on the city where the test is conducted, along with the body’s organ or region involved. A Bajaj Finserv Digital Health EMI Network Card can ensure affordability of such surgical diagnostic tests.
- Gallbladder removal
In certain cases, the functionality of your gallbladder may reduce, leading to serious health problems, creating digestive issues in the long run. In most cases, one may undergo gallbladder removal due to the formation of gallstones, which may cause health complications. A general surgeon can conduct such a procedure, removing your gallbladder safely.
However, the associated costs of the surgery may cause one to rethink undergoing the procedure. The average expense of this surgery ranges from Rs.45,000 to Rs.1 lakh. Health card users can fund the same with this handy tool, ensuring minimal financial strain.
- General surgery to treat wounds
Most small wounds heal with minimal medical intervention. Nevertheless, for more severe wounds, surgery may be necessary to ensure complete recovery and healing. For instance, individuals involved in road accidents may need corrective surgery and sutures. A general surgeon is responsible for all such forms of treatment, covering the wound and stopping internal bleeding if any. The cost involved here entirely depends on the wound’s severity and the type of medical intervention required.
Health card users can rely on this card to cover any and all such expenses concerning general surgery. However, the card comes with several other benefits as well for user convenience.
Additional advantages of a health card
When you avail a Digital Health EMI Network Card, you can look forward to the following benefits –
- EMI conversion of medical expenses
This card allows you to defer any immediate financial liability related to your treatment expenses. You can thus convert the bills into hassle-free EMIs. Therefore, even if you avail healthcare services costing Rs.1 lakh through this card, you can break it down into monthly instalments to make repayments easier.
- A vast range of supported treatments
From general surgeries to cosmetic treatments and dental care, the health card covers the cost of health problems and medical procedures of over 800 types, which a conventional health insurance policy does not. For instance, you can also use the card to pay for homoeopathic treatments if you so choose.
- Flexible tenor for repayments
Repaying the amount you spend using the card is further simplified, thanks to the ability to pick your own tenor. For instance, you can choose to repay the entire due within 3 months. For more substantial debts, you can pick EMIs payable over a 24-month tenor towards total repayment.
- Up to Rs.4 lakh as pre-sanctioned limit
When you apply for a health card, you can be eligible for a pre-approved funding limit of up to Rs.4 lakh on the card in question. The exact limit depends on the approved credit limit on your Bajaj Finserv EMI card for consumer durables. The limit on the health card is up to four times that of the sanctioned limit on your regular EMI card from the NBFC.
Regardless of the kind of surgery you require, investing in a health card can be highly beneficial during emergencies funding needs. The biggest draw for such a card is that it even covers health problems, treatment and surgeries which are generally excluded from the coverage of standard health insurance plans.